Terms And Conditions


The contents of this website belong to IPD unless stated otherwise. Copyright in everything that you see or read on this website is held by IPD or a third party. Copyright may belong to an organisation other than IPD and your use of materials displayed on this website may infringe their rights. You must not use any of the material displayed for commercial purposes, distribute or publish the material. Any unauthorised use of the material may violate copyright laws, trademark laws, the laws of privacy and publicity and communications laws and regulations. You may however print or download extracts which IPD have set up as ‘free information’ or ‘free downloads’ for private or internal use, under the terms agreed, providing that the source and copyright is acknowledged.


IPD is unable to predict your reasons for wishing to browse and download articles from this website. IPD is also unable to predict the use to which you may put the information displayed on this site. The material displayed is not intended to amount to advice that you should rely upon before or during the making, or not making, of any decision. Whilst we at IPD make all reasonable efforts to ensure that information displayed on this site is accurate and up to date, we provide no warranty or representation (whether express or implied) as to its accuracy. You may need to take advice from an alternative independent source in some circumstances before making any decision or taking any action. IPD disclaims any liability or responsibility for errors or omissions in the content of this website. You use this website and any material displayed upon it entirely at your own risk. IPD is not liable for any direct, incidental, consequential, indirect or punitive damages that are the result of your access to, use of, or misuse of information found on this website.


Any links displayed on this website are provided solely for your use, information and convenience. Links displayed do not represent any endorsement or recommendation by IPD. Links displayed do not mean that IPD has any association with this company or organisation. IPD does not review all sites linked to this website on a daily basis and therefore is not responsible for the content of any such websites. Using these links and websites is entirely at your own risk. IPD does not accept any liability whatsoever including, without limitation, loss, damage, expense or costs incurred by you as a result of your use of the links or the websites.


It is your responsibility to check for, and take steps to prevent, computer viruses. IPD accepts no responsibility for loss or damage caused by viruses that may affect your computer equipment or other property as a result of your access to, or use of, this website or materials on it or links made from it.

Force Majeure

IPD does not accept any liability whatsoever including (but not exclusively) loss, damage, expense or costs incurred by you as a result of any event beyond our reasonable control including (without limitation) any failure of transmission, communication, computer or other facilities or your inability to access this website for any reason.

Contact us for further information.